- Restricted MCCs & Businesses
- Chargeback Processing
- Acquiring
Acquiring
Our approach to the onboarding process:
- Creating a multifunctional payment processing system which can be tailored to fit each merchant‘s needs and individually adjust payout frequency and rolling reserve. Whether it’s IPSP or PF services we are sure we can find the best solution for you.
- Take responsibility for guiding merchants through the acquiring process, therefore decreasing costs for boarding and monitoring from the bank.
- 24/7 technical support in different languages.
- Providing financial institutions with a multifunctional cloud-based solution ‘’White-Label’’, which allows individual features to be switched on or off, and is easy to integrate with.
Merchant onboarding (Direct)
Payment Facilitator Model (Indirect)
Third Party Processing Model (Indirect)
Third Party Processing Model with Direct Merchant Relationships
Our functionality:
- MasterCard processing
- Visa processing
- China UnionPay processing
- 3DS transactions
- CFT payouts
- Token payments
- Recurring payments
- Dynamic descriptor
- Partial Reversal
- Partial Deposit
- Multi-currency processing
- Multi-currency settlements
- Reversal
- PCI DSS (Payment Card Industry Data Security Standard) certified gateway
- API (SOAP- Simple Object Access Protocol)
- Payment form
Security and Protection:
- PCI DSS Level 1 Compliant
- GDPR.EU Compliant
- PSD2 Complaint
- MasterCard SecureCode
- Visa Secure
- China UnionPay Secure
- Smart 3DS
- HTTPS
- DDOS Protection
Settlement Currencies:
| Country | Currency | Code | Wire | IACH | Draft | Electronic | Cash Letters and Collections | Link Balance | Forwards (Buyer Side) | Forwards (Seller Side) | Non-Deliverable Forward | Options | Non-Deliverable Options |
|---|
| Australia | Dollar | AUD | Yes | BECS | No | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Canada | Dollar | CAD | Yes | Direct Credit | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| United Kingdom | Pound Sterling | GBP | Yes | BACS | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Japan | Yen | JPY | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | Yes | No |
| New Zealand | Dollar | NZD | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | Yes | No |
| United States | Dollar | USD | Yes | ACH | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Andorra | Euro | EUR | Yes | No | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Austria | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Belgium | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Bulgaria | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Croatia | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Cyprus | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Czech Republic | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Denmark | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Estonia | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Finland | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| France | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| French Guiana | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Germany | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Greece | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Guadeloupe | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Holy See (Vatican City State) | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Hungary | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Iceland | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Ireland | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Italy | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Kosovo | Euro | EUR | Yes | No | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Latvia | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Liechtenstein | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Liechtenstein | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Lithuania | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Luxembourg | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Malta | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Martinique | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Mayotte | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Monaco | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Montenegro | Euro | EUR | Yes | No | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Netherlands | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Norway | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Poland | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Portugal | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Reunion | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Romania | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| San Marino | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Slovakia | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Slovenia | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Spain | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| St.Pierre et Miquelon | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Sweden | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Switzerland | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| United Kingdom | Euro | EUR | Yes | SEPA | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| United Arab Emirates | Dirham | AED | Yes | No | No | No | Yes | Yes | No | No | No | No | No |
| Afghanistan | Afghani | AFN | Yes | No | No | No | No | No | No | No | No | No | No |
| Albania | Lek | ALL | Yes | No | No | No | No | No | No | No | No | No | No |
| Armenia | Dram | AMD | Yes | No | No | No | No | No | No | No | No | No | No |
| Antilles Netherlands | Guilder | ANG | Yes | No | No | No | No | No | No | No | No | No | No |
| Angola | Kwanza | AOA | Yes | No | No | No | No | No | No | No | No | No | No |
| Argentina | Peso | ARS | Yes | No | No | No | No | No | No | No | No | No | No |
| Aruba | Guilder | AWG | Yes | No | No | No | No | No | No | No | No | No | No |
| Azerbaijan | Manat | AZN | Yes | No | No | No | No | No | No | No | No | No | No |
| Bosnia and Herzegovina | Convertible Mark | BAM | Yes | No | No | No | No | No | No | No | No | No | No |
| Barbados | Dollar | BBD | Yes | No | No | No | No | No | No | No | No | No | No |
| Bangladesh | Taka | BDT | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Bulgaria | Lev | BGN | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Bahrain | Dinar | BHD | Yes | No | No | No | No | No | No | No | No | No | No |
| Burundi | Franc | BIF | Yes | No | No | No | No | No | No | No | No | No | No |
| Bermuda | Dollar | BMD | Yes | No | No | No | No | No | No | No | No | No | No |
| Brunei | Dollar | BND | Yes | No | No | No | No | No | No | No | No | No | No |
| Bolivia | Boliviano | BOB | Yes | No | No | No | No | No | No | No | No | No | No |
| Brazil | Real | BRL | Yes | Yes | No | No | No | No | No | No | Yes | No | Yes |
| Bahamas | Dollar | BSD | Yes | No | No | No | No | No | No | No | No | No | No |
| Bhutan | Ngultrum | BTN | Yes | No | No | No | No | No | No | No | No | No | No |
| Botswana | Pula | BWP | Yes | No | No | No | No | Yes | No | No | No | No | No |
| Belarus | Ruble | BYN | Yes | No | No | No | No | No | No | No | No | No | No |
| Belize | dollar | BZD | Yes | No | No | No | No | No | No | No | No | No | No |
| Congo (Democratic Republic) | Franc | CDF | Yes | No | No | No | No | No | No | No | No | No | No |
| Switzerland | Franc | CHF | Yes | No | No | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Chile | Peso | CLP | Yes | No | No | No | No | No | No | No | Yes | No | Yes |
| China (OffShore) | Yuan Renminbi | CNH | Yes | No | No | No | No | Yes | No | No | Yes | No | Yes |
| China | Yuan Renminbi | CNY | Yes | Yes | No | No | No | No | No | No | Yes | No | Yes |
| Colombia | Peso | COP | Yes | Yes | No | No | No | No | No | No | Yes | No | Yes |
| Costa Rica | Colon | CRC | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Cape Verde | Escudo | CVE | Yes | No | No | No | No | No | No | No | No | No | No |
| Czech Republic | Koruna | CZK | Yes | No | No | No | Yes | Yes | Yes | Yes | No | No | No |
| Djibouti | Franc | DJF | Yes | No | No | No | No | No | No | No | No | No | No |
| Denmark | Krone | DKK | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Dominican Republic | Peso | DOP | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Algeria | Dinar | DZD | Yes | No | No | No | No | No | No | No | No | No | No |
| Egypt | Pound | EGP | Yes | No | No | No | No | No | No | No | No | No | No |
| Eritrea | Nafka | ERN | Yes | No | No | No | No | No | No | No | No | No | No |
| Ethiopia | Birr | ETB | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Fiji | Dollar | FJD | Yes | No | No | No | No | No | No | No | No | No | No |
| Falkland Islands | Poind | FKP | Yes | No | No | No | No | No | No | No | No | No | No |
| Georgia | Lari | GEL | Yes | No | No | No | No | No | No | No | No | No | No |
| Ghana | Cedi | GHS | Yes | Yes | No | No | No | Yes | No | No | No | No | No |
| Gibraltar | Pound | GIP | Yes | No | No | No | No | No | No | No | No | No | No |
| Gambia | Dalasi | GMD | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Guinea | Franc | GNF | Yes | No | No | No | No | No | No | No | No | No | No |
| Guatemala | Quetzal | GTQ | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Guyana | Dollar | GYD | Yes | No | No | No | No | No | No | No | No | No | No |
| Hong Kong | Dollar | HKD | Yes | No | No | No | Yes | Yes | Yes | Yes | Yes | Yes | No |
| Honduras | Lempira | HNL | Yes | No | No | No | No | No | No | No | No | No | No |
| Croatia | Kuna | HRK | Yes | No | No | No | No | No | No | No | No | No | No |
| Haiti | Gourde | HTG | Yes | No | No | No | No | No | No | No | No | No | No |
| Hungary | Forint | HUF | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | No | Yes |
| Indonesia | Rupiah | IDR | Yes | Yes | No | No | No | No | No | No | Yes | No | No |
| Israel | Shekel | ILS | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | No | Yes |
| India | Rupee | INR | Yes | Yes | No | No | No | No | No | No | Yes | Yes | Yes |
| Iraq | Dinar | IQD | Yes | No | No | No | No | No | No | No | No | No | No |
| Iceland | Krona | ISK | Yes | No | No | No | No | No | No | No | No | No | No |
| Jamaica | Dollar | JMD | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Jordan | Dinar | JOD | Yes | No | No | No | No | Yes | No | No | No | No | No |
| Kenya | Shilling | KES | Yes | Yes | No | No | No | Yes | No | No | Yes | No | No |
| Kyrgyzstan | Som | KGS | Yes | No | No | No | No | No | No | No | No | No | No |
| Cambodia | Riel | KHR | Yes | No | No | No | No | No | No | No | No | No | No |
| Comoros | Franc | KMF | Yes | No | No | No | No | No | No | No | No | No | No |
| South Korea | Won | KRW | Yes | No | No | No | No | No | No | No | Yes | No | No |
| Kuwait | Dinar | KWD | Yes | No | No | No | No | Yes | No | No | Yes | No | No |
| Cayman Island | Dollar | KYD | Yes | No | No | No | No | No | No | No | No | No | No |
| Kazakhstan | Tenge | KZT | Yes | No | No | No | No | No | No | No | No | No | No |
| Laos | Kip | LAK | Yes | No | No | No | No | No | No | No | No | No | No |
| Lebanon | Pound | LBP | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Sri Lanka | Rupee | LKR | Yes | No | No | No | No | No | No | No | No | No | No |
| Liberia | Dollar | LRD | Yes | No | No | No | No | No | No | No | No | No | No |
| Lesotho | Loti | LSL | Yes | No | No | No | No | Yes | No | No | No | No | No |
| Luthuania | Lita | LTL | Yes | No | No | No | No | No | No | No | No | No | No |
| Latvia | Lats | LVL | Yes | No | No | No | No | No | No | No | No | No | No |
| Lybia | Dinar | LYD | Yes | No | No | No | No | No | No | No | No | No | No |
| Morocco | Dirham | MAD | Yes | Yes | No | No | No | No | No | No | Yes | No | No |
| Moldova | Leu | MDL | Yes | No | No | No | No | No | No | No | No | No | No |
| Madagascar | Franc | MGA | Yes | No | No | No | No | No | No | No | No | No | No |
| Macedonia | Denar | MKD | Yes | No | No | No | No | No | No | No | No | No | No |
| Burmese | Kyat | MMK | Yes | No | No | No | No | No | No | No | No | No | No |
| Mongolia | Tugrik | MNT | Yes | No | No | No | No | No | No | No | No | No | No |
| Macau | Pataca | MOP | Yes | No | No | No | No | No | No | No | No | No | No |
| Mauritania | Ouguiya | MRU | Yes | No | No | No | No | No | No | No | No | No | No |
| Mauritus | Rupee | MUR | Yes | No | No | No | No | No | No | No | No | No | No |
| Maldives | Rufiyaa | MVR | Yes | No | No | No | No | No | No | No | No | No | No |
| Malawai | Kwacha | MWK | Yes | No | No | No | No | No | No | No | No | No | No |
| Mexico | Peso | MXN | Yes | Yes | No | No | No | Yes | Yes | No | No | Yes | No |
| Malasia | Ringgit | MYR | Yes | Yes | No | No | No | No | No | No | Yes | No | No |
| Mozambique | Metacal | MZN | Yes | No | No | No | No | No | No | No | No | No | No |
| Namibia | Dollar | NAD | Yes | No | No | No | No | No | No | No | No | No | No |
| Nigeria | Naira | NGN | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Nicaragua | Cordoba Oro | NIO | Yes | No | No | No | No | No | No | No | No | No | No |
| Norway | Krone | NOK | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Nepal | Rupee | NPR | Yes | No | No | No | No | No | No | No | No | No | No |
| Oman | Rial | OMR | Yes | No | No | No | No | Yes | No | No | No | No | No |
| Panama | Balboa | PAB | Yes | No | No | No | No | No | No | No | No | No | No |
| Peru | Nuevo Sol | PEN | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Papua New Guinea | Kina | PGK | Yes | No | No | No | No | No | No | No | No | No | No |
| Philippines | Peso | PHP | Yes | Yes | No | No | No | Yes | No | No | Yes | No | No |
| Pakistan | Rupee | PKR | Yes | No | No | No | No | No | No | No | No | No | No |
| Poland | Zloty | PLN | Yes | Yes | No | No | No | Yes | Yes | Yes | No | No | Yes |
| Paraguay | Guarani | PYG | Yes | No | No | No | No | No | No | No | No | No | No |
| Qatar | Rial | QAR | Yes | No | No | No | No | Yes | No | No | No | No | No |
| Romania | Leu | RON | Yes | Yes | No | No | No | Yes | No | No | No | No | No |
| Serbia | Dinar | RSD | Yes | No | No | No | No | No | No | No | No | No | No |
| Russia | Ruble | Rub | Yes | Yes | No | No | No | Yes | No | No | Yes | No | No |
| Rwanda | Franc | RWF | Yes | No | No | No | No | No | No | No | No | No | No |
| Saudi | Riyal | SAR | Yes | No | No | No | No | Yes | No | No | No | No | No |
| Soloman Islands | Dollar | SBD | Yes | No | No | No | No | No | No | No | No | No | No |
| Seychelle | Rupee | SCR | Yes | No | No | No | No | No | No | No | No | No | No |
| Sweden | Krona | SEK | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Singapore | Dollar | SGD | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Saint Helena | Pound | SHP | Yes | No | No | No | No | No | No | No | No | No | No |
| Sierra Leone | Leione | SLL | Yes | No | No | No | No | No | No | No | No | No | No |
| Suriname | Dollar | SRD | Yes | No | No | No | No | No | No | No | No | No | No |
| Sao Tome and Principe | Dobra | STN | Yes | No | No | No | No | No | No | No | No | No | No |
| El Salvador | Colon | SVC | Yes | No | No | No | No | No | No | No | No | No | No |
| Eswatini | Lilangeni | SZL | Yes | No | No | No | No | No | No | No | No | No | No |
| Thailand | Baht | THB | Yes | Yes | No | No | Yes | Yes | Yes | Yes | No | No | No |
| Tajikistan | Somoni | TJS | Yes | No | No | No | No | No | No | No | No | No | No |
| Turkmenistan | Manat | TMT | Yes | No | No | No | No | No | No | No | No | No | No |
| Tunisia | Dinar | TND | Yes | Yes | No | No | No | Yes | No | No | No | No | No |
| Tonga | Pa'anga | TOP | Yes | No | No | No | No | No | No | No | No | No | No |
| Turkey | Lira | TRY | Yes | No | No | No | No | Yes | No | No | No | No | Yes |
| Trinidad and Tobago | Dollar | TTD | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Taiwan | Dollar | TWD | Yes | No | No | No | No | No | No | No | Yes | No | No |
| Tanzania | Shilling | TZS | Yes | No | No | No | No | No | No | No | No | No | No |
| Ukraine | Hryvnia | UAH | Yes | No | No | No | No | No | No | No | No | No | No |
| Uganda | Shilling | UGX | Yes | No | No | No | No | Yes | No | No | No | No | No |
| Urugway | Peso | UYU | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Uzbekistan | Som | UZS | Yes | No | No | No | No | No | No | No | No | No | No |
| Vietnam | Dong | VND | Yes | No | No | No | No | No | No | No | No | No | No |
| Vanuatu | Vatu | VUV | Yes | No | No | No | No | No | No | No | No | No | No |
| Samoa | Tala | WST | Yes | No | No | No | No | No | No | No | No | No | No |
| Cameroon | Central African (CFA) Franc | XAF | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Central African Republic | Central African (CFA) Franc | XAF | Yes | No | No | No | No | No | No | No | No | No | No |
| Chad | Central African (CFA) Franc | XAF | Yes | No | No | No | No | No | No | No | No | No | No |
| Equatorial Guinea | Central African (CFA) Franc | XAF | Yes | No | No | No | No | No | No | No | No | No | No |
| Gabon | Central African (CFA) Franc | XAF | Yes | No | No | No | No | No | No | No | No | No | No |
| Republic of the Congo | Central African (CFA) Franc | XAF | Yes | No | No | No | No | No | No | No | No | No | No |
| Anguilla | East Caribbean Dollar | XCD | Yes | No | No | No | No | No | No | No | No | No | No |
| Antigua and Barbuda | East Caribbean Dollar | XCD | Yes | No | No | No | No | No | No | No | No | No | No |
| Dominica | East Caribbean Dollar | XCD | Yes | No | No | No | No | No | No | No | No | No | No |
| Grenada | East Caribbean Dollar | XCD | Yes | No | No | No | No | No | No | No | No | No | No |
| Montserrat | East Caribbean Dollar | XCD | Yes | No | No | No | No | No | No | No | No | No | No |
| Saint Kitts and Nevis | East Caribbean Dollar | XCD | Yes | No | No | No | No | No | No | No | No | No | No |
| Saint Licia | East Caribbean Dollar | XCD | Yes | No | No | No | No | No | No | No | No | No | No |
| Saint Vincent and the Grenadines | East Caribbean Dollar | XCD | Yes | No | No | No | No | No | No | No | No | No | No |
| Benin | West African (CFA) Franc | XOF | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Burkina Faso | West African (CFA) Franc | XOF | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Guinea Bissau | West African (CFA) Franc | XOF | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Ivory Coast | West African (CFA) Franc | XOF | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Mali | West African (CFA) Franc | XOF | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Niger | West African (CFA) Franc | XOF | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Senegal | West African (CFA) Franc | XOF | Yes | Yes | No | No | No | No | No | No | No | No | No |
| Togo | West African (CFA) Franc | XOF | Yes | Yes | No | No | No | No | No | No | No | No | No |
| French Polinesia | Pacific Exchange (CFP) Franc | XPF | Yes | No | No | No | No | No | No | No | No | No | No |
| New Caledonia | Pacific Exchange (CFP) Franc | XPF | Yes | No | No | No | No | No | No | No | No | No | No |
| Wallis and Futuna | Pacific Exchange (CFP) Franc | XPF | Yes | No | No | No | No | No | No | No | No | No | No |
| Yemen | Rial | YER | Yes | No | No | No | No | No | No | No | No | No | No |
| South Africa | Rand | ZAR | Yes | No | No | No | Yes | Yes | Yes | Yes | No | Yes | No |
| Zambia | Kwacha | ZMW | Yes | No | No | No | No | No | No | No | Yes | No | No |
Fees:
Setup Fee
Price, HK$
Initial setup for card processing services
The includes:
- Setting up a new BIN
- API integration with Program Manager
- Project Management
- UAT and certification of BIN with issuer and Scheme
- Reporting Setup
25.000
Monthly Management Fee including Cardaq HK Hub
1.500
New Programme Fee
500
BIN and Initial Program Setup with a New Isuuer/ Scheme
5.000
New Card Vendor/Manufacturer Integration
(Applicable if Cardaq HK is not currently integrated)
2.500
Processing Costs (Recurring Fees)
Price, HK$
Active Card Monthly Fee
(Includes Virtual Accounts, Plastics, Mobile Accounts, NFC, Payable in PAN.)
0.06
Transaction fee
for real time Auth & Settlement of POS or ATM transaction per month
0.07
API Call
for any enquiry or web service that leverages the Cardaq HK system
0.02
Minimum Recutting Fees per Program
Price, HK$
Monthly Minimum: Year 1
2.000,00
Monthly Minimum: Year 2
4.000,00
Monthly Minimum: Year 3
7.000,00
Minimum Recutting Fees per Program
Price, HK$
Licensing Fee: Access to Tribe Rules based system
Note that a Machine Learning system will be implemented from 2020 - pricing subject to revision on this implementation
0.06
3D Secure
coverage for E-commerce transactions that require 3D secure
0.06
Sanctions/PEP checks/KYC
Standard International Sanctions including PEPSelect
Not provided by Cardaq HK
Tribe is currently working with a number with a number if KYC Provides - Pricing can be provided based on further discussion around geographies required
Not provided by Cardaq HK
Optional Services that can be provided by Cardaq HK
Price, HK$
1. External Feed
Setup fee
for External Transaction Authorisation Interface (TAI) (if required)
3.000
External Authorisation Management Fee & Authorisation Fee
0
2. SMS Service
SMS Set up
of SMS standard service
1.000
User of SMS service
per calendar month
150
SMS Transaction
(push/pull)
0.10
3. VPN Tunnel
VPN Tunnel
First two within implementation come within set up costs
1.000
4. Chargeback
Chargeback
Subject to further understanding requirements
TBC